Loan Resources
Buying a vehicle is a major decision in your life…
To help make the car buying process easier for our members, Enterprise has put together a list of things to keep in mind when car shopping!
Double-check the value!
Don’t overpay for your vehicle! Verify the value here….NADA
Trading your car in? Get an idea of the trade-in value before going to the dealership.
How do I know if the vehicle I’m interested in is dependable?
Verify the warranty cost!
A vehicle warranty through Enterprise protects you against major mechanical expenses.
What would my payment be?
Check the Vehicle’s History
Another way to verify you are getting a dependable vehicle is to check its maintenance and accident history through Carfax. Contact a loan officer for a great price on a Carfax report.
Other things to keep in mind when shopping for a vehicle.
What is GAP coverage and do I need it?
What is ADR and how does it work?
Enterprise can handle all the required steps of a private party purchase. Finance through Enterprise and avoid the DMV.
Credit bureau links
Get a free copy of all three credit bureaus every 12 months.
https://www.annualcreditreport.com/index.action
When requesting a copy of all three credit bureaus from the annual credit report, make sure to contest or dispute any inaccurate information. You’re able to dispute any mistakes directly from the website, or by calling Trans Union Credit dispute Customer Service at (800) 916-8800.
If you have been a victim of identity theft or fraud, you may want to consider putting a freeze on your credit bureau. You can find more information on how to freeze your credit at
https://www.transunion.com/credit-freeze
Learn about your credit score and what affects your rating at Credit Score.