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After hours and on weekends call
1-800-554-8969.

LOAN RATES SAVINGS RATES CERTIFICATE RATES

Effective as of: January 29th 2020
Consumer Loans
New Auto and Motorcycles 2020-2019**
TermAPR*Payment per $1000
24 Months2.50%$42.76
36 months2.75%$28.97
48 months2.89%$22.09
60 months2.89%$17.92
72 months3.50%$15.42
84 months4.00%$13.67
 
Used Autos and Motorcycles (2019 to 2013)***
TermAPR*Payment per $1000
24 months3.25%$43.09
36 months3.50%$29.30
48 months3.75%$22.47
60 months3.99%$18.41
72 months4.25%$15.76
 
Used Auto and Motorcycles 2012-2008
TermAPR*Payment by $1000
24 months4.50%$43.65
36 month4.75%$29.86
48 months5.00%$23.03
60 months5.25%$18.99
 
Used Auto and Motorcycle 2007-2002
TermAPR*Payment per $1000
24 months5.25%$43.98
36 months5.50%$30.20
48 months5.75%$23.37
 
Used Auto and Motorcycle 2001 and Older
Term (months)APR*Payment per $1,000
247.50%$45.00
37.50%$31.11
488.25%$24.53
 
Recreational Vehicles **
Term (months)APR*Payment per $1000
364.00%$29.52
485.00%$23.03
606.00%$19.33
727.00%$17.05
 
Personal Loan (Unsecured)**
Term (mnths)APR*Payment per $1000
249.99%$46.14
3610.99%$32.73
4812.99%$26.82
 
VISA Credit Cards
Platinum with Rewards9.90%
 
Kwik Cash Line of Credit
APR*Payment per $1000
12.99%varies on balance
 
Real Estate Loans
Second Mortgage FIXED Rates 80% or below CLTV
Term (months)APR*Payment per $1000
484.49%$22.80
844.49%$13.90
1204.89%$10.55
 
Second Mortgage Fixed Rates 81-90%CLTV
Term (months)APR*Payment per $1000
485.99%$23.48
846.49%$14.84
1206.49%$11.35
 
Second Mortgage Line of Credit Rates
80% or below CLTV Rate = Current Prime Rate
81%-90% CLTV, Rate = Current Prime Rate 1%
Current Prime Rate: 4.75%
7 year draw period. Payments are based on 1.5% of the outstanding principal balance. Floor Rate equals 4.00%.
Share (Savings) Secured
Term (months)APR*Payment per $1000
48 maxSavings Rate 4%varies on investment
*APR= Annual Percentage Rate.
** APR= Annual Percentage Rate. All advertised rates are based on credit score 680 or above, E statements, Automatic payment and o ne additional CU Product. Add .5% to advertised rate if conditions not met. Additionally Credit scores: 679 650 2%; 649 620 4%; 619 600 8%; 599 < 12%
***Add .25% for each year prior to 2012. All advertised rates are based on Credit Score 680 or above, E statements, Automatic pa yment and one additional CU Product. Add .5% to advertise rate if conditions no met. Credit scores: 679 650 2%; 649 620 4%; 619 600 8%; 599 < 12%
****7 year draw period. Payment based on 1.5% of the outstanding principal balance. Floor rate is 4.00% Annual fee of $25. 00
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