Enterprise Credit Union
| New Auto and Motorcycles 2020-2019** | ||
| Term | APR* | Payment per $1000 |
| 24 Months | 2.25% | $42.6 |
| 36 months | 2.50% | $28.86 |
| 48 months | 2.50% | $21.9 |
| 60 months | 2.89% | $17.92 |
| 72 months | 3.25% | $15.31 |
| 84 months | 3.75% | $13.55 |
| Used Autos and Motorcycles (2019 to 2013)*** | ||
| Term | APR* | Payment per $1000 |
| 24 months | 3.00% | $42.98 |
| 36 months | 3.25% | $29.19 |
| 48 months | 3.50% | $22.36 |
| 60 months | 3.50% | $18.19 |
| 72 months | 3.75% | $15.53 |
| Used Auto and Motorcycles 2012-2008 | ||
| Term | APR* | Payment by $1000 |
| 24 months | 4.50% | $43.65 |
| 36 month | 4.75% | $29.86 |
| 48 months | 5.00% | $23.03 |
| 60 months | 5.25% | $18.99 |
| Used Auto and Motorcycle 2007-2002 | ||
| Term | APR* | Payment per $1000 |
| 24 months | 5.25% | $43.98 |
| 36 months | 5.50% | $30.20 |
| 48 months | 5.75% | $23.37 |
| Used Auto and Motorcycle 2001 and Older | ||
| Term (months) | APR* | Payment per $1,000 |
| 24 | 7.50% | $45.00 |
| 36 | 7.50% | $31.11 |
| 48 | 8.25% | $24.53 |
| Recreational Vehicles ** | ||
| Term (months) | APR* | Payment per $1000 |
| 36 | 3.50% | $29.30 |
| 48 | 4.50% | $22.80 |
| 60 | 5.00% | $18.87 |
| 72 | 5.50% | $16.34 |
| Personal Loan (Unsecured)** | ||
| Term (mnths) | APR* | Payment per $1000 |
| 24 | 9.99% | $46.14 |
| 36 | 10.99% | $32.73 |
| 48 | 12.99% | $26.82 |
| VISA Credit Cards | APR* | |
| Platinum with Rewards | 9.90% | |
| Kwik Cash Line of Credit | ||
| APR* | Payment per $1000 | |
| 12.99% | varies on balance | |
| Real Estate Loans | ||
| Second Mortgage FIXED Rates 80% or below CLTV | __________________________ | ______________________ |
| Term (months) | APR* | Payment per $1000 |
| 48 | 4.49% | $22.80 |
| 84 | 4.49% | $13.90 |
| 120 | 4.89% | $10.55 |
| Second Mortgage Fixed Rates 81-90%CLTV | ||
| Term (months) | APR* | Payment per $1000 |
| 48 | 5.99% | $23.48 |
| 84 | 6.49% | $14.84 |
| 120 | 6.49% | $11.35 |
| Second Mortgage Line of Credit Rates | ||
| 80% or below CLTV Rate = Current Prime Rate floor of 4% | ||
| 81%-90% CLTV, Rate = Current Prime Rate plus 1% | ||
| Current Prime Rate: 3.25% | ||
| 7 year draw period. Payments are based on 1.5% of the outstanding principal balance. Floor Rate equals 4.00%. | ||
| Share (Savings) Secured | ||
| Term (months) | APR* | Payment per $1000 |
| 48 max | Savings Rate plus 4% | varies on investment |
| *APR= Annual Percentage Rate. | ||
| ** APR= Annual Percentage Rate. All advertised rates are based on credit score 680 or above, E statements, Automatic payment and o ne additional CU Product. Add .5% to advertised rate if conditions not met. | ||
| ***7 year draw period. Payment based on 1.5% of the outstanding principal balance. Floor rate is 4.00% Annual fee of $25.00 | ||