Privacy Notice
Facts
WHAT DOES ENTERPRISE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and credit card or other debt
investment experience and mortgage rates and payments
overdraft history and payment history
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Enterprise Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal
investigations, or to report to credit bureaus
Does Enterprise Credit Union share? Yes
Can you limit this sharing? No.
For our marketing purposes –
to offer our products and services to you
Does Enterprise Credit Union share? Yes
Can you limit this sharing? No.
For joint marketing with other financial companies-
Does Enterprise Credit Union share? Yes
Can you limit this sharing? No
For our affiliates’ everyday business purposes –
information about your transactions and experiences
Does Enterprise Credit Union share? No
Can you limit this sharing? We don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness
Does Enterprise Credit Union share? No
Can you limit this sharing? We don’t share
For our affiliates to market to you-
Does Enterprise Credit Union share? No
Can you limit this sharing? We don’t share
For nonaffiliates to market to you
Does Enterprise Credit Union share? No
Can you limit this sharing? We don’t share
What we do
How does Enterprise Credit Union protect my personal
information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
How does Enterprise Credit Union collect my personal information?
We collect your personal information, for example, when you:
open an account or apply for a loan
make a wire transfer or tell us where to send the money
apply for financing
We also collect your personal information from others, such as credit bureaus.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
Enterprise Credit Union has no affiliates
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Enterprise Credit Union does not share with nonaffiliates so they can market to you
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include insurance companies, credit card companies and investment companies
Call toll-free 1-866-797-2828 or go to www.EnterpriseCU.com
Questions?